Tips for Safe Online Shopping And Banking


Online Shopping and Online Banking:

Since the inception of internet and websites, the Sellers across the globe got busy in selling their merchandise online. If there are sellers, wavetaxi constantly busy in populating their online stores with endless varieties of products, there are the buyers on the other hand, keenly searching for the best deals available. Online shops play an extremely important role in today’s internet world. While the gross online business volume is on the rise, on the other hand, Phishers and miscellaneous frauds have made the life of online shoppers horrible. But with a little precaution and strict adherence to few easy-to-adopt security measures – you can ensure nearly impenetrable security in terms of your online transactions.

Shopping Sites and Online Stores:

Always try to shop from a website that you can trust. In case you are new to online shopping, ask for advices from reliable sources regarding the websites that you can trust. Ensure that the security icon, the locked padlock or unbroken key symbol, is being displayed at the bottom of your browser window before sending the card details. For purchasing goods, always sign up with the site. For secured sites, payment processing is usually done in a very much secured server and the url changes from http:// to https://, which you must note before giving card information. Once you have completed your transactions, be sure to log out from the site. A lot of online shoppers forget to log out and pay the penalty by inviting security holes. It is a good practice to keep the hard copies of your order details and the merchant’s terms and conditions. Take care while shopping from overseas sites, as in case anything goes wrong, it will be extremely difficult for you to deal with the matter.

Card Information and Card Related Security:

Have a card solely dedicated for use in the internet. Set a maximum purchase limit against this card depending upon your need. Check the statements you receive. tampacomputerstore Monitor each transactions in this card. If you find anything skeptical, contact immediately your card company. Do not hand over your Card Information or PIN Numbers to the cold callers whatever lucrative offers they might have for you. Finally, you are going to pay the penalty if you incline to their traps. Never reply to unsolicited Emails asking for your Card Information or PIN number.

Privacy starts in the real world. So, Keep your Cards and Card Details private and well-protected in the real world also. The biggest internet frauds have their root in the real world with people failing to keep Card Information secret; and in some cases, quite surprisingly, being reluctant to keep the information secret themselves. Information, stolen in the real world, are often used online to hit your pocket.

Internet Banking And Related Security Measures:

In order to access your internet bank accounts, always open a new browser window, directly type the address in the Address Bar of the newly opened web browser. Do not save username or password you need to use to access such account. Always type the username and the password yourself directly in the respective fields. Never bookmark these websites, neither you should add these sites to your favorites. It is much easy for the spy-bots to pick up information stored in your browser. Do not forget to log out once your job has been done. Also close that browser window once it confirms your successful log out. Each internet bank, apart from general security measures, offers bank-specific security systems. You should check for the availability of those bank specific security measures and implement them to protect your internet bank accounts.

Computer Related Security:

If you are going to shop online, or going to access your internet bank account, it is very much recommended to do the same from a secured personal computer. The computer should have extensive security measures enabled. Set highest level of security for your browsers – whether it is Internet Explorer, or Firefox or Opera. Download the latest versions always. Install anti-virus and anti-spyware software and run periodic or routine security scans depending upon the extent of your usage. Do not forget to update the installed anti-virus and anti-spyware software from time to time.

Avoid E-mail Frauds:

Do not reply to any unsolicited mails coming in your mailbox. This may lead to Phishing, another well-spread internet fraud. Phishers use Emails or Instant Messages to get unauthorized access to your sensitive information, like personal details or Card information. Disguised as a trustworthy entity, they send E-mails directing you to give your card details at a website in order to avail lucrative offers! eBay and PayPal are two of the most targeted companies, which have been widely abused by the phishers. Any Email addressing you as “Dear Customer” or anything else instead of your real name, is a clear indication of an online fraud. It is strongly recommended not to open such mails. Do not even think of replying to those mails for any reason whatsoever. If you receive such spam mails , simply delete them forever.

The Last Word:

In fine, you must agree that online shopping and internet banking is the order of the day, and more and more customers are actually preferring these to their real world counter-parts for the reason of comfort, time-factor and flexibility. So, there is no alternative but to go with it, but, you have to adhere to some basic safety measures.

 


Leave a Reply

Your email address will not be published.